Solutions
Start where it pays most
One clear project per team. Try each one below.
Loan operations
Every funded loan means reading paystubs and bank statements by hand.
- WorkflowClear income and identity stips
- AgentRead paystubs and bank statements
- ReportApplication-to-funded funnel
Income stips4 cleared · 1 needs you
- #4472131L. HaddadPaystubW-2Bank dataCleared
- #4472188M. OrtizPaystubW-2Bank dataCleared
- #4472204J. ChenPaystubW-2Bank dataNeeds you
- #4472219A. BrooksPaystubW-2Bank dataCleared
- #4472236S. PatelPaystubW-2Bank dataCleared
J. Chen: verified income is 14% below stated, outside your 10% tolerance.
By hand 14 min a loanWith Waren under a minute
Credit risk
A better model takes months to build and prove.
- ModelA challenger trained on your history
- EngineRules, scores and agents, one decision
- ReportVintage loss and drift
Same applicants, two modelsEach dot is one applicant
ApprovedApproved, then defaultedDeclinedDeclined, would have defaulted
Score v4.2 5 defaultsScore v5.0 1 defaults4 fewer, same approvals
Collections
Too many calls reach nobody, and every contact has limits.
- ModelWho to contact next, how and when
- PolicyContact limits every run obeys
- AppA hardship desk with sign-off
This morning’s accountsEarly stage, 1–29 days late
- R. Alvarez$412 dueCall · 6:10 pmPromised $412
- K. Owens$268 dueText · 12:30 pmPromised $268
- T. Nguyen$530 dueCall · 9:15 amPromised $530
- D. Mercer$190 dueEmail · 8:00 amPromised $190
- P. Romano$345 dueCall · 5:40 pmPromised $345
- B. Fofana$220 dueText · 7:05 pmNo answer
- C. Lindqvist$610 dueCall · 1:20 pmNo answer
- E. Walsh$295 dueText instead7 in 7 days, texted
Reached 5 of 8Promised $1,745Every contact inside your limits
Compliance
Every complaint runs on a deadline and needs evidence.
- WorkflowComplaint triage, responses drafted
- WorkflowAdverse action notices
- LogWho did what, ready for an exam
Complaints4 triaged · 0 signed
Draft response
We’ve blocked the account you reported and asked all three bureaus to remove it. You won’t owe anything on it while we investigate.
Evidence attached- Identity theft report
- Application device record
- Bureau block request
Finance and capital
The same certificates and reports, every month, against limits you can’t miss.
- WorkflowBorrowing base certificates
- ReportCapital and cost of funds
- ReportReturn on what Waren costs
Warehouse facility AOctober 2026 · $412.0M pool
- Borrowing base
- $311.4M
- Outstanding
- $290.0M
- Available to draw
- $21.4M
Executives
It’s hard to see what needs a decision this week.
- PulseThe company as one tree
- InitiativesGoals measured by real figures
- ReportA board pack with sources
Ask about the companyAnswers come from your own reports
What needs my decision this week?
Read 2 sources
Two things are waiting on you.
- Sign off Score v5Validation approved it with 2 conditionsWaiting
- 2027 credit policy draftGoes to the credit committee Nov 18Waiting
Score v5 projectCredit policy project
Built for financial firms
- Banks and credit unions
- Non-bank lenders
- Asset and wealth managers
- Insurers
- Fintech and payments